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SEPA routing and cut-off times

Lumx now picks the SEPA scheme automatically based on amount and time of day.

Abstract changelog cover for SEPA routing and cut-off times
Abstract changelog cover for SEPA routing and cut-off times

SEPA payments settle instantly, 24/7/365. Payments of €100k or more submitted between 4:30 PM and 2:30 AM UK time route to SEPA Credit Transfer and settle on the same or next business day.

Lumx picks the scheme automatically, so you keep sending rail: "SEPA". See Payment rail cut-off times.

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Lumx US OP LLC ("Lumx") is a financial technology and payments infrastructure company. Lumx US OP LLC is a Money Service Business (MSB) registered with the Financial Crimes Enforcement Network (FinCEN) (MSB #31000316459619). Lumx is not a state-licensed money transmitter and does not, in its own capacity, engage in the provision of regulated money transmission services. All such regulated activities are conducted exclusively through, and under the licenses of, duly authorized financial-institution partners.


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