Named Virtual Accounts

Multi-currency accounts for global businesses

Multi-currency accounts with local banking details for global collections and payouts.

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USD

$

5,206.83

USDC

$

18,730.38

EUR

€

5,047.00

BRL

R$

28,120.62

ACH

9593

40,630.00

USD

Routing number

026009593

Account number

123456789012

Account Holder

Lumx US OP

8 The Green, #21425

Dover, WY 19901

Bank details

Bank of America, N.A.

222 Broadway, New York

NY 10038, USA

USD NAMED VIRTUAL ACCOUNT

ACH

9593

SEPA

0130 00

PIX

051 87

Trusted by category leaders

Account ownership

Named Virtual Accounts

Simplify multi-currency banking with named virtual accounts that replace fragmented bank relationships.

Total balance

$

40,630.00

$5,206.83

$18,730.38

$28,120.62

MULTI-CURRENCY ACCOUNTS

Hold and manage funds in multiple currencies within a single virtual account for simplified operations.

Account details

Routing number

026009593

Account number

123456789012

Account Holder

Lumx US OP

8 The Green, #21425

Dover, WY 19901

DEDICATED IBAN & ROUTING NUMBERS

Receive payments directly using local banking details specific to each jurisdiction you operate in.

Waiting for fiat deposit

Jan 14, 2025, 02:43 PM

Deposit identified

Jan 14, 2025, 02:43 PM

Transfering stablecoin

16s ago

Processing...

Move Money

INSTANT FUND TRANSFERS

Move money between virtual accounts and wallets in real-time with transparent settlement tracking.

AcmeBank

9593

AcmeBank

567 98

PAYMENT IDENTITY CONTROL

Your company name as sender/recipient on every transaction with full payment identity ownership.​

PIX

SWIFT

SEPA

ACH

Name

Mario da Silva

Account

005466582

Pix key

857.043.768-43

REDUCED BANKING COMPLEXITY

Consolidate multiple bank accounts into one platform, cutting overhead costs and administrative burden.

Superior controL

Market vs Lumx

Lumx Named Virtual Accounts eliminate fragmented banking complexity while delivering full payment identity control and instant scalability.​

USD NAMED VIRTUAL ACCOUNT

Market Alternatives

Market
Alternatives

Multi-currency model

Limited currencies, often regional or bank-specific only

Multi-currency accounts with local IBANs, EUR, MXN and others for global businesses

Identification on both ends

Generic bank/provider name shown to payer and payee

Company name as sender/recipient on every transaction, full payment identity control

Account opening & management

Manual bank processes, approval delays, no API control

Instant API provisioning, full lifecycle management via dashboard and APIs

Integration

CSV exports, batch files, limited real-time APIs

Real-time APIs and webhooks for ERPs, billing systems, seamless embedded integration

Scalability

Operational limits on account volume, fragmented reporting

Thousands of named accounts under unified platform, backed by top-tier banks

Frequently asked questions

Quick answers to your top questions

  • How much does Lumx cost?

    We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

  • What can I do with Lumx's solutions?

    Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.

  • Who is Lumx for?

    Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.

  • Is it easy to integrate with Lumx?

    Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.

  • Is Lumx audited?

    Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.

  • Can I integrate Lumx with my existing flow of funds?

    Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.

  • How much does Lumx cost?

    We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

  • What can I do with Lumx's solutions?

    Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.

  • Who is Lumx for?

    Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.

  • Is it easy to integrate with Lumx?

    Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.

  • Is Lumx audited?

    Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.

  • Can I integrate Lumx with my existing flow of funds?

    Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.

  • How much does Lumx cost?

    We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

  • What can I do with Lumx's solutions?

    Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.

  • Who is Lumx for?

    Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.

  • Is it easy to integrate with Lumx?

    Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.

  • Is Lumx audited?

    Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.

  • Can I integrate Lumx with my existing flow of funds?

    Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.

Build your payment infrastructure with Lumx

Create an account to start exploring the platform, or schedule a call to discuss a custom integration for your business.

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Begin your integration in minutes, scale as you go.

API reference

API reference

API reference