changelog

Product Update

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Product

GBP accounts and FPS are live

Provision GBP virtual accounts, and collect and pay out GBP over the UK's Faster Payments Service.

Abstract changelog cover for GBP accounts and FPS are live
Abstract changelog cover for GBP accounts and FPS are live

Customers can now hold GBP virtual accounts and move GBP over Faster Payments Service (FPS):

  • GBP accounts: request GBP in the accounts array when you create a customer, subject to your project's allowed currencies, and track the account with GET /accounts. GBP accounts move to ACTIVE right after the customer is APPROVED.

  • FPS on-ramps: create an on-ramp with rail: "FPS" and sourceCurrency: "GBP". The response returns the sort code and account number to pay into under state.payment.identifier.

  • FPS destinations: create UK bank account destinations with rail: "FPS" and currency: "GBP". The identifier is the 6-digit sortCode and the 8-digit accountNumber. bank and holder are required, but their addresses only need country. SEPA destinations follow the same rule.

See Accounts, Destinations and Coverage.

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Feb 18, 2026

EUR and GBP autoconversion rules

Autoconversion rules now cover EUR and GBP accounts, with SEPA and FPS deposit details.

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Product

Feb 18, 2026

SEPA routing and cut-off times

Lumx now picks the SEPA scheme automatically based on amount and time of day.

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Product

Feb 18, 2026

Immediate EUR account activation

EUR accounts activate as soon as the customer is approved.

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API

Feb 18, 2026

New account statuses and lifecycle

Accounts now report their full lifecycle, with a webhook for each new transition.

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API

Feb 18, 2026

Limit increase requests via API

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Product

Feb 18, 2026

USD autoconversion rules

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Product

Feb 18, 2026

New error response contract

Standardized error responses

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API

Feb 18, 2026

IP allowlisting for API keys

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Product

Feb 18, 2026

Stellar network support

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Product

Feb 18, 2026

Autoconversion rules

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Guides

Feb 18, 2026

KYC reuse with Sumsub share tokens

Reuse an existing Sumsub verification

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Product

Feb 18, 2026

Account provisioning at customer creation

Create customer accounts by currency during provisioning, read linked accounts, and subscribe to account lifecycle webhooks as verification moves accounts to active status.

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API

Feb 18, 2026

Bank accounts renamed to destinations

The bank accounts resource has been renamed to destinations across API fields, routes, and webhook events, with a transition period for existing integrations.

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API

Feb 18, 2026

TEMPORARY_REJECTION renamed to RFI

The temporary rejection status has been renamed to RFI across customer verification, associated parties, and webhook events.

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API

Feb 18, 2026

Wallets only returned for APPROVED customers

Customer wallet data is now returned only after verification is approved, with webhook and read-customer flows recommended for availability updates.

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Feb 18, 2026

Isolated retry for associated party verification

Retry verification for specific associated parties without changing the status of unaffected parties, enabling more targeted business customer review flows.

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Product

Feb 18, 2026

Improving customer onboarding

Customer onboarding now includes automatic UBO role assignment, proof-of-address requirements, and terms-of-service acceptance before verification.

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API

Feb 18, 2026

Webhooks V2

Webhooks now use a new delivery system with consistent event structure, retry reliability, and updated signature verification headers.

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Product

Feb 18, 2026

MXN is live: transactions in Mexican pesos, SPEI transfers, and accounts with CLABE

You can now create MXN transactions through the Dashboard and API, enable MXN on/off ramps, execute bank transfers in Mexico via SPEI, and enable MXN Virtual Accounts with unique CLABE numbers for your customers.

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MCP

Feb 18, 2026

KYC/KYB API, Idempotency and MCP Server

Strengthening Lumx’s infrastructure across compliance orchestration, operational safety, and AI-native integration.

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API

Feb 18, 2026

Supporting Individual Customers and Bank Account Holders

Financial infrastructure doesn’t operate only between companies.

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©2026. All rights reserved.

Lumx US OP LLC ("Lumx") is a financial technology and payments infrastructure company. Lumx US OP LLC is a Money Service Business (MSB) registered with the Financial Crimes Enforcement Network (FinCEN) (MSB #31000316459619). Lumx is not a state-licensed money transmitter and does not, in its own capacity, engage in the provision of regulated money transmission services. All such regulated activities are conducted exclusively through, and under the licenses of, duly authorized financial-institution partners.


Lumx is not a bank, financial institution, payment institution, or custodian of client funds. Certain services made available through the Platform may be provided by duly authorized and regulated third-party partners, in accordance with applicable laws and regulations.

Please refer to Lumx’s Terms of Use and Privacy Notice for further information regarding the conditions governing the use of the Platform and the processing of your personal data.