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Account provisioning at customer creation

Create customer accounts by currency during provisioning, read linked accounts, and subscribe to account lifecycle webhooks as verification moves accounts to active status.

Abstract changelog cover for account provisioning at customer creation
Abstract changelog cover for account provisioning at customer creation

Provision accounts at customer creation

You can now pass an accounts array of currency codes when creating a customer. Each currency provisions an account that enters verification and becomes ACTIVE once approved. The customer response now also returns the linked accounts with their id and currency.

Transition period: Until June 19, 2026, the accounts field is optional. During this period, if no account is specified, the BRL account will be created. After this date, it will be required when creating a customer.

A

{
"type": "BUSINESS",
"legalName": "Lumx Tecnologia LTDA",
"taxId": "00.000.000/0001-91",
"incorporationDate": "2020-01-01",
"country": "BRA",
"email": "hello@lumx.io",
"accounts": [
{ "id": "8412f484-32fe-418f-80d1-99eb1b3ba7f3", "currency": "BRL" },
{ "id": "af04e979-360a-428a-84e6-cbd8ffc4942b", "currency": "USD" },
{ "id": "d06d342c-629a-4d99-a26f-34e8ea528403", "currency": "EUR" },
{ "id": "16cb802f-8521-41ad-ab6e-dc40f43c0ad3", "currency": "MXN" }
]
}

Read accounts

List a customer’s accounts via GET /accounts. Each account is linked to a customer and runs through a verification workflow (PROVISIONINGACTIVE). See Accounts for details.

A

{
"data": [
{
"id": "433bbe8b-feba-49e3-80f8-7bb528d3744e",
"customerId": "3b55a2fa-57dc-48f1-ac0f-ac1d5ba4674a",
"currency": "BRL",
"status": "ACTIVE",
"createdAt": "2026-05-13T20:49:13.236Z",
"updatedAt": "2026-05-14T13:55:15.418Z"
}
]
}

Account webhook events

Subscribe to account.provisioning,account.rfi,account.active, and account.closedto receive real-time updates as an account moves through verification. See Available events.

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LUMX SOCIEDADE PRESTADORA DE SERVIÇOS DE ATIVOS VIRTUAIS LTDA., a private legal entity, enrolled with the CNPJ/MF under No. 42.887.120/0001-00 ("Lumx"), acts as a virtual asset service provider and is in the process of adapting to the regulatory regime for Virtual Asset Service Provider Companies (SPSAV), pursuant to Central Bank of Brazil (BCB) Resolution No. 520/2025, currently being subject to the transition regime set forth in Article 88 thereof.


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