The challenge

Ouribank is a Brazilian financial institution with more than four decades of history and a strong position in foreign exchange. The bank serves corporate clients with solutions across FX, trade finance, treasury and international financial operations.

Its institutional strength comes from deep market experience, long-standing client relationships and a regulated banking model built over decades. As demand for digital asset and stablecoin-based solutions increased, Ouribank saw an opportunity to extend its FX capabilities into a new infrastructure layer.

Ouribank wanted to offer stablecoin-based products to corporate and non-resident clients. Demand was present, but the path to launch required capabilities that traditional banking infrastructure does not provide by default.

Building blockchain infrastructure, custody flows, wallet management and crypto-specific compliance processes internally would have required significant time, technical investment and operational focus. It would also have moved the bank into an infrastructure domain far from its core business.

The challenge was to move quickly without compromising the institutional standards, compliance discipline and client trust that define a regulated bank.

How Lumx solved it

Ouribank adopted Lumx’s stablecoin infrastructure to support buy and sell operations, international payments and custodial wallet management without having to build the full blockchain stack internally.

The solution allowed the bank to move from strategic intent to a live product in weeks rather than months. Lumx provided the rails, wallet infrastructure and operational layer required to support stablecoin-based FX flows, while Ouribank maintained its relationship model, commercial strategy and client-facing structure.

The architecture also supported compliance workflows such as KYC, KYB, transaction monitoring and client-level segregation. This gave Ouribank a path to launch a new product capability while preserving the controls expected from an established financial institution.

Results

Through the platform, Ouribank reached six-figure monthly volumes from its top end customers, showing that the product addressed real demand rather than remaining a limited pilot.

Operations grew consistently month over month, indicating that stablecoin-based FX had found a durable place within the bank’s offering.

Key takeaways

For established financial institutions, entering a new asset and infrastructure category does not always require building every component internally.

By partnering with Lumx, Ouribank accelerated its stablecoin FX roadmap, launched in weeks and preserved the institutional model that its clients already trusted.

This is a repeatable pattern for regulated institutions that want to offer stablecoin-based financial products while keeping their focus on client relationships, risk management and regulated financial services.