Stable Talks

May 14, 2025

Stable Talks: Episode #04 – Raagulan Pathy (KAST)

Borderless Payments

In this episode of Stable Talks, Caio Barbosa sits down with Raagulan Pathy, Co-Founder of KAST,to discuss how KAST is revolutionizing cross-border payments by using stablecoins to create a global, borderless financial ecosystem.

Raagulan shares insights on how KAST is building a stablecoin-powered credit card, offering users access to global payments without the limitations of traditional banking systems. He also discusses the challenges of operating in highly regulated markets, how stablecoins are streamlining cross-border payments, and the role compliance plays in ensuring growth and trust.

They also discuss how programmable money and self-custodial banking are creating new opportunities for financial inclusion, as well as KAST’s vision for a future where financial services are borderless and accessible to everyone.

🎧 Listen to the full episode below or read on for the main highlights of the conversation.

Highlights from the conversation

1. Building the Future of Payments with Stablecoins

“At KAST, we’re revolutionizing global payments by making stablecoins the core of our platform.”
— Raagulan Pathy

  • The vision behind KAST’s creation and the focus on stablecoin-powered credit cards

  • How stablecoins are solving inefficiencies in cross-border payments

  • Why regulation is essential for scaling a financial service across multiple regions

2. The Role of Stablecoins in Transforming Cross-Border Payments

“Stablecoins provide a faster, cheaper, and more efficient way to process international payments.”
— Raagulan Pathy

  • The rise of stablecoins as a solution to FX inefficiencies and payment delays

  • How KAST is enabling users to perform global payments seamlessly with stablecoins

  • The role of programmable money in creating more efficient financial systems

3. Compliance and Regulation as Foundations for Growth

“Compliance isn’t just a hurdle; it’s an enabler for building long-term trust and scaling the business.”
— Raagulan Pathy

  • Why compliance is at the heart of KAST’s growth strategy

  • How the company ensures regulatory alignment across regions while maintaining innovation

  • The importance of a global approach to financial regulation and licensing

4. Self-Custodial Banking: Empowering Users with Control

“Self-custody allows users to have full control over their assets, without relying on intermediaries.”
— Raagulan Pathy

  • The growing importance of self-custodial solutions for global financial inclusion

  • How KAST is integrating stablecoins into a broader financial ecosystem

  • The future of self-custody in providing financial independence

5. The Future of Borderless Financial Services

“We’re building a world where payments are instant, programmable, and borderless.”
— Raagulan Pathy

  • The vision for stablecoin-powered global financial systems

  • How AI and programmable finance will shape the future of payments and financial platforms

  • The role of KAST in creating a new financial ecosystem for global users

Stablecoins: The Key to a Borderless Financial Future

This episode highlights how stablecoins are not just a more efficient way to make payments, but a game-changer in building the next wave of global financial infrastructure. Raagulan’s vision for self-custodial banking and programmable money outlines a borderless future where global financial services are within reach of everyone, everywhere.

“We’re building the future of financial payments where borders don’t matter, and stablecoins are the key to unlocking it.”
— Raagulan Pathy (KAST)

🔗 Caio Barbosa on LinkedIn
🔗 Raagulan Pathy on LinkedIn
🔗 KAST Website: https://kast.xyz

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