Stablecoin Banking

Multi-currency infrastructure for modern finance

Multi-currency infrastructure for modern finance

Multi-currency infrastructure for modern finance

Open multi-currency named accounts and stablecoin wallets to send and receive payments across borders without the complexity of traditional banking.

Open multi-currency named accounts and stablecoin wallets to send and receive payments across borders without the complexity of traditional banking.

Open multi-currency named accounts and stablecoin wallets to send and receive payments across borders without the complexity of traditional banking.

BUILT FOR SCALE
BUILT FOR SCALE
BUILT FOR SCALE

Everything you need to move money globally

Everything you need to move money globally

Named virtual accounts in USD and EUR, stablecoin wallet infrastructure, and built-in compliance—all accessible through one unified platform.

Named virtual accounts in USD and EUR, stablecoin wallet infrastructure, and built-in compliance—all accessible through one unified platform.

  • Multi-Currency Virtual Named Accounts

    Create named virtual accounts in USD and EUR for each customer, partner, or internal operation in seconds. No paperwork, no delays. Each account comes with its own banking details and wallet infrastructure, supporting both fiat and stablecoins.

  • Stablecoin Wallet Infrastructure

    Issue and manage enterprise-grade stablecoin wallets across multiple blockchains - Ethereum, Polygon, Base, Tron. Move USDC and USDT with on-chain finality and automatic reconciliation. Convert seamlessly between stablecoins and local fiat rails like PIX, SWIFT, ACH, Fedwire, or SEPA. Enjoy predictable settlement timelines per currency corridor, transparent FX, and integrated reporting.

  • Compliance & Security Built In

    Every transaction is monitored in real-time for AML/CFT compliance. Automated KYC/KYB workflows, transaction screening, and risk scoring ensure you stay compliant while moving fast.

  • Multi-Currency Virtual Named Accounts

    Create named virtual accounts in USD and EUR for each customer, partner, or internal operation in seconds. No paperwork, no delays. Each account comes with its own banking details and wallet infrastructure, supporting both fiat and stablecoins.

  • Stablecoin Wallet Infrastructure

    Issue and manage enterprise-grade stablecoin wallets across multiple blockchains - Ethereum, Polygon, Base, Tron. Move USDC and USDT with on-chain finality and automatic reconciliation. Convert seamlessly between stablecoins and local fiat rails like PIX, SWIFT, ACH, Fedwire, or SEPA. Enjoy predictable settlement timelines per currency corridor, transparent FX, and integrated reporting.

  • Compliance & Security Built In

    Every transaction is monitored in real-time for AML/CFT compliance. Automated KYC/KYB workflows, transaction screening, and risk scoring ensure you stay compliant while moving fast.

  • Multi-Currency Virtual Named Accounts

    Create named virtual accounts in USD and EUR for each customer, partner, or internal operation in seconds. No paperwork, no delays. Each account comes with its own banking details and wallet infrastructure, supporting both fiat and stablecoins.

  • Stablecoin Wallet Infrastructure

    Issue and manage enterprise-grade stablecoin wallets across multiple blockchains - Ethereum, Polygon, Base, Tron. Move USDC and USDT with on-chain finality and automatic reconciliation. Convert seamlessly between stablecoins and local fiat rails like PIX, SWIFT, ACH, Fedwire, or SEPA. Enjoy predictable settlement timelines per currency corridor, transparent FX, and integrated reporting.

  • Compliance & Security Built In

    Every transaction is monitored in real-time for AML/CFT compliance. Automated KYC/KYB workflows, transaction screening, and risk scoring ensure you stay compliant while moving fast.

Overview
Overview
Overview

How it works

How it works

Send & Receive

Accept payments or send named payouts in any currency, anywhere. Faster settlement than traditional rails, instant confirmation on-chain, automated compliance, and full traceability

Convert Across Currencies

Convert between multiple currencies with transparent FX rates and zero hidden fees. Lock in rates or move with market pricing. Every conversion is recorded on-chain with instant finality.

BRL

Revenue

Total

$84,380.6
3.2%

vs. last month

On-ramp

Off-ramp

BRL

Revenue

Total

$84,380.6
3.2%

vs. last month

On-ramp

Off-ramp

BRL

Revenue

Total

$84,380.6
3.2%

vs. last month

On-ramp

Off-ramp

Track & Manage Revenue

Track your cash flow with real-time visibility. Monitor inflows and outflows, view revenue by currency, and generate automated reports for accounting and compliance. Instant settlement confirmation on-chain.

Global payments
Global payments
Global payments

Transparency meets performance

Transparency meets performance

Discover how conventional payment rails stack up against next-gen stablecoin settlement: efficiency, transparency, and scale now in your hands.

Discover how conventional payment rails stack up against next-gen stablecoin settlement: efficiency, transparency, and scale now in your hands.

CURRENT MARKET

Settlement Speed

Settlement Speed

Settlement Speed

Slow and inconsistent, ranging from 2–5 business days (SWIFT) to hours with high volatility

Always-on global settlement, with instant wallet-to-bank transfers

Reliability & Transparency

Reliability & Transparency

Reliability & Transparency

Volatile fees, hidden charges, or lack of audit trails in legacy banking systemsor inconsistent - can range from hours to multiple business days

Full visibility from quote to settlement, with automated compliance and real-time tracking

Setup & Access

Setup & Access

Setup & Access

Fragmented onboarding, limited access, or enterprise-only controls with complex integrations

One platform, one integration built for fast implementation and broad access to the LATAM corridor

FX Pricing Transparency

FX Pricing Transparency

FX Pricing Transparency

Opaque pricing with high slippage, hidden markups, or exclusive tiers for enterprises

Clear and competitive rates with no hidden fees and access to institutional-grade rates

Currency Coverage

Currency Coverage

Currency Coverage

Limited corridors, inconsistent access to local rails, especially in LATAM markets

Broad multi-currency support with local payment rails across key markets

Trust & Security

Trust & Security

Trust & Security

Varies widely, some reliable, others lack transparency or operate as black boxes

Verified delivery with real-time observability and institutional backing from tier 1 banks

Real World Applications
Real World Applications
Real World Applications

Real benefits for real businesses

Real benefits for real businesses

Named virtual accounts in USD and EUR, stablecoin wallet infrastructure, and built-in compliance—all accessible through one unified platform.

Named virtual accounts in USD and EUR, stablecoin wallet infrastructure, and built-in compliance—all accessible through one unified platform.

B2B Payments

Send and receive stablecoin payments between entities with instant settlement and lower costs.



Imports and Exports

Simplify payouts to vendors and service providers in multiple countries with infrastructure.

Treasury Management

Enhance capital efficiency with predictable liquidity, transparent FX, and automated reconciliation.



Merchant Settlements

Accelerate payments to global partners and platforms with speed, transparency, and control.



Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.