Pay In logo
Pay Out

Instant payouts to anyone, anywhere

Instant payouts to anyone, anywhere

Instant payouts to anyone, anywhere

Skip the delays and overhead of traditional banking. Use stablecoins or local rails to pay partners, vendors, and move treasury money globally faster, cheaper, and with total visibility.

Skip the delays and overhead of traditional banking. Use stablecoins or local rails to pay partners, vendors, and move treasury money globally faster, cheaper, and with total visibility.

Skip the delays and overhead of traditional banking. Use stablecoins or local rails to pay partners, vendors, and move treasury money globally faster, cheaper, and with total visibility.

BUILT FOR SCALE
BUILT FOR SCALE
BUILT FOR SCALE

Pay anyone, anywhere.

Pay anyone, anywhere.

Send payments to vendors, contractors, and collaborators anywhere in the world. Our stablecoin infrastructure eliminates banking delays and hidden fees, giving you the transparency and speed your global business deserves.

Send payments to vendors, contractors, and collaborators anywhere in the world. Our stablecoin infrastructure eliminates banking delays and hidden fees, giving you the transparency and speed your global business deserves.

  • Multi-Network and multi-stablecoin integration

    Provide support for receiving stablecoins via different blockchains (such as Polygon, Ethereum, Base, Tron), allowing users to choose their preferred network for sending funds.

  • Automatic conversion to fiat and digital balance

    Automate the conversion of received stablecoins into fiat currency balances (USD, EUR, BRL, etc.) within the platform, offering users immediate liquidity.

  • Transaction dashboard with real-time reconciliation

    Provide an intuitive dashboard displaying all incoming transactions (pay-ins) in real time, with details such as amount, network, stablecoin used, status, and conversion history.

  • Multi-Network and multi-stablecoin integration

    Provide support for receiving stablecoins via different blockchains (such as Polygon, Ethereum, Base, Tron), allowing users to choose their preferred network for sending funds.

  • Automatic conversion to fiat and digital balance

    Automate the conversion of received stablecoins into fiat currency balances (USD, EUR, BRL, etc.) within the platform, offering users immediate liquidity.

  • Transaction dashboard with real-time reconciliation

    Provide an intuitive dashboard displaying all incoming transactions (pay-ins) in real time, with details such as amount, network, stablecoin used, status, and conversion history.

  • Multi-Network and multi-stablecoin integration

    Provide support for receiving stablecoins via different blockchains (such as Polygon, Ethereum, Base, Tron), allowing users to choose their preferred network for sending funds.

  • Automatic conversion to fiat and digital balance

    Automate the conversion of received stablecoins into fiat currency balances (USD, EUR, BRL, etc.) within the platform, offering users immediate liquidity.

  • Transaction dashboard with real-time reconciliation

    Provide an intuitive dashboard displaying all incoming transactions (pay-ins) in real time, with details such as amount, network, stablecoin used, status, and conversion history.

Overview
Overview
Overview

How it works

How it works

Real-time settlement

Eliminate slow wire transfers and banking hours. Send funds instantly to multiple countries using stablecoins or local payout networks.

Global reach, local compliance

Whether it's vendors in the U.S. or partners in Asia and LATAM, streamline your payouts with instant, compliant payments.

From:

John Doe

$5,150 BRL

To:

Caio Barbosa

$965.79 USDC

From:

John Doe

$5,150 BRL

To:

Caio Barbosa

$965.79 USDC

From:

John Doe

$5,150 BRL

To:

Caio Barbosa

$965.79 USDC

Institutional-grade FX access

Tap into wholesale FX rates typically reserved for banks and large institutions. Get better pricing, reduce spread costs, and protect your margins at scale.

Global payments
Global payments
Global payments

Transparency meets performance

Transparency meets performance

Discover how conventional payment rails stack up against next-gen stablecoin settlement: efficiency, transparency, and scale now in your hands.

Discover how conventional payment rails stack up against next-gen stablecoin settlement: efficiency, transparency, and scale now in your hands.

CURRENT MARKET

Settlement Speed

Settlement Speed

Settlement Speed

Slow and inconsistent, ranging from 2–5 business days (SWIFT) to hours with high volatility

Always-on global settlement, with instant wallet-to-bank transfers

Reliability & Transparency

Reliability & Transparency

Reliability & Transparency

Volatile fees, hidden charges, or lack of audit trails in legacy banking systemsor inconsistent - can range from hours to multiple business days

Full visibility from quote to settlement, with automated compliance and real-time tracking

Setup & Access

Setup & Access

Setup & Access

Fragmented onboarding, limited access, or enterprise-only controls with complex integrations

One platform, one integration built for fast implementation and broad access to the LATAM corridor

FX Pricing Transparency

FX Pricing Transparency

FX Pricing Transparency

Opaque pricing with high slippage, hidden markups, or exclusive tiers for enterprises

Clear and competitive rates with no hidden fees and access to institutional-grade rates

Currency Coverage

Currency Coverage

Currency Coverage

Limited corridors, inconsistent access to local rails, especially in LATAM markets

Broad multi-currency support with local payment rails across key markets

Trust & Security

Trust & Security

Trust & Security

Varies widely, some reliable, others lack transparency or operate as black boxes

Verified delivery with real-time observability and institutional backing from tier 1 banks

Real World Applications
Real World Applications
Real World Applications

Real benefits for real businesses

Real benefits for real businesses

Send payments to vendors, contractors, and collaborators anywhere in the world. Our stablecoin infrastructure eliminates banking delays and hidden fees, giving you the transparency and speed your global business deserves.

Send payments to vendors, contractors, and collaborators anywhere in the world. Our stablecoin infrastructure eliminates banking delays and hidden fees, giving you the transparency and speed your global business deserves.

B2B Payments

Send and receive stablecoin payments between entities with instant settlement and lower costs.



Imports and Exports

Simplify payouts to vendors and service providers in multiple countries with infrastructure.

Treasury Management

Enhance capital efficiency with predictable liquidity, transparent FX, and automated reconciliation.



Merchant Settlements

Accelerate payments to global partners and platforms with speed, transparency, and control.



Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

Experience a better way to move money

Lumx gives you speed, price, and global reliability, all through a single interface

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.

By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.

Lumx S.A. (“Lumx”) is a financial technology company. Lumx is not a bank or financial institution. All financial services are provided through regulated partners. By using Lumx products, you agree to our Terms of Service, to all applicable laws and regulations, and acknowledge that you are responsible for complying with any and all local laws.

© 2025 Lumx SA. All rights reserved.