Stablecoin API for B2B payments in LATAM
From stablecoin on/off-ramps to virtual accounts and wallets, we provide tools for seamless cross-border banking with instant settlements and unmatched liquidity.
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
Trusted by leading companies
Trusted by leading companies
Trusted by leading companies
our products
our products
our products
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Simplify global payments and finances with stablecoins.
Simplify global payments and finances with stablecoins.
pay in
pay out
Stablecoin Banking
pay in
Accept global payments with flexibility and control
Create multi-currency wallets with unique account and routing numbers in one API call. Enable instant fund transfers and seamless reconciliation across borders.
Receive payments globally, without friction
Minimize international transfer fees using flexible wallets and fast currency conversion tailored to your local and global operations.
Grow with global demand
Expand to new markets effortlessly with stablecoin or fiat support, matching the preferences of your customers wherever they are.
Settlement you can rely on
Automate fund reconciliation with always-on settlement and complete visibility into every incoming payment.

You received
$40,600.00 brl
You received
$8,240,135.40 ars
You received
$51,772.31 CNY
You received
$7,189.53 USDC
You received
$1,033,173 JPY
pay in
pay out
Stablecoin Banking
pay in
Accept global payments with flexibility and control
Create multi-currency wallets with unique account and routing numbers in one API call. Enable instant fund transfers and seamless reconciliation across borders.
Receive payments globally, without friction
Minimize international transfer fees using flexible wallets and fast currency conversion tailored to your local and global operations.
Grow with global demand
Expand to new markets effortlessly with stablecoin or fiat support, matching the preferences of your customers wherever they are.
Settlement you can rely on
Automate fund reconciliation with always-on settlement and complete visibility into every incoming payment.

You received
$40,600.00 brl
You received
$8,240,135.40 ars
You received
$51,772.31 CNY
You received
$7,189.53 USDC
You received
$1,033,173 JPY
pay in
pay out
Stablecoin Banking
pay in
Accept global payments with flexibility and control
Create multi-currency wallets with unique account and routing numbers in one API call. Enable instant fund transfers and seamless reconciliation across borders.
Receive payments globally, without friction
Minimize international transfer fees using flexible wallets and fast currency conversion tailored to your local and global operations.
Grow with global demand
Expand to new markets effortlessly with stablecoin or fiat support, matching the preferences of your customers wherever they are.
Settlement you can rely on
Automate fund reconciliation with always-on settlement and complete visibility into every incoming payment.

You received
$40,600.00 brl
You received
$8,240,135.40 ars
You received
$51,772.31 CNY
You received
$7,189.53 USDC
You received
$1,033,173 JPY
Launch modern payment experiences, instantly
Launch modern payment experiences, instantly



Why leading businesses rely on Lumx
Why leading businesses rely on Lumx






Competitive Pricing
Trade large volumes with minimal slippage and access some of the best pricing in the market.
Deep Liquidity
Confidently execute large transactions without disrupting market dynamics.
Seamless Integration
Easily integrate with our APIs to launch and scale your operations with confidence.



Regulatory Security
We meet the highest regulatory standards to ensure safe and transparent transactions.
See how global businesses use Lumx
Global businesses use our infrastructure to improve their cross-border operations and offer new products to their customers.



B2B Payments
Global transfers made efficient with stablecoins.
Settle payments instantly with lower costs for cross-border operations.
Remove intermediaries and streamline real-time value exchange.
Mitigate currency volatility and avoid settlement delays.
Integrate easily into existing infrastructure for global scalability.



Treasury Management
Improve capital efficiency with stable and reliable liquidity.
Real-time access to large-scale reserves with 24/7 availability.
Reduce exposure to banking delays and operational constraints.
Preserve value with protection against market volatility.
Optimize liquidity for global operations and smoother cash flow.



Settlements for Global Merchants
Faster, leaner settlements across markets.
Handle large transaction volumes with operational agility.
Cut down costs by eliminating intermediaries.
Enable cross-border settlement with near-instant finality.
Scale payment flows across regions with seamless integration.



Imports and Exports
Streamlined payouts to vendors and partners worldwide.
Pay international providers directly, without third parties.
Reduce costs and avoid payment bottlenecks.
Manage complex payout structures with ease.
Accelerate operations with faster, global-ready settlements.
customized compliance
customized compliance
customized compliance
Own your customer relationships
Own your customer relationships
Control risk profiles
Take the reins on which risk profiles you want to support.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Control risk profiles
Take the reins on which risk profiles you want to support.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Control risk profiles
Take the reins on which risk profiles you want to support.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
MANAGEMENT TOOLS
MANAGEMENT TOOLS
MANAGEMENT TOOLS
Easily manage your operations
Easily manage your operations
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Talk to us
Documentation
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
On-ramp
Off-ramp
Cash Flow
Total
$12,680.30
3.2%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Talk to us
Documentation
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
On-ramp
Off-ramp
Cash Flow
Total
$12,680.30
3.2%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Talk to us
Documentation
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
On-ramp
Off-ramp
Cash Flow
Total
$12,680.30
3.2%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Dashboard
Manage and support your product with an intuitive, straightforward dashboard.
Acme Co.
United States
Approved
André
Brazil
Approved
David Bowman
United States
Approved
Payment Approved
Acme Co.
United States
Approved
André
Brazil
Approved
David Bowman
United States
Approved
Payment Approved
Acme Co.
United States
Approved
André
Brazil
Approved
David Bowman
United States
Approved
Payment Approved
Notifications & Webhooks
Power your experience and customer communications with event subscriptions.
Invite

arthur@acme.io
Member

fischer@acme.io
Member

cobb@acme.io
Admin
Invite

arthur@acme.io
Member

fischer@acme.io
Member

cobb@acme.io
Admin
Invite

arthur@acme.io
Member

fischer@acme.io
Member

cobb@acme.io
Admin
Collaboration
Invite your team to collaborate and maximize performance.
308c3646-.....da18
André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
4b7d2a91-.....-f8c4
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
a3f6c8d5-.....-7e2b
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
9e4b7c21-.....-d6a9
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
7f2a9b84-.....-c5e7
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34
308c3646-.....da18
André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
4b7d2a91-.....-f8c4
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
a3f6c8d5-.....-7e2b
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
9e4b7c21-.....-d6a9
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
7f2a9b84-.....-c5e7
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34
André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34
Ledger
Our APIs provide full visibility into all funds movements and detailed tracking of activity.
made for developers
made for developers
made for developers
Go to market faster with enterprise-grade APIs
Global businesses use our infrastructure to streamline payments, simplify compliance, and unlock new products for their customers.
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
Flexible wallet infrastructure
Create scalable, multi-currency wallets in a single API call, built for global flows.
Flexible wallet infrastructure
Create scalable, multi-currency wallets in a single API call, built for global flows.
Flexible wallet infrastructure
Create scalable, multi-currency wallets in a single API call, built for global flows.
Seamless money movement
Handle fiat and stablecoin transactions across borders with instant settlement.
Seamless money movement
Handle fiat and stablecoin transactions across borders with instant settlement.
Seamless money movement
Handle fiat and stablecoin transactions across borders with instant settlement.
Built-in compliance tools
Onboard users with KYC/KYB flows and monitor transactions with ease.
Built-in compliance tools
Onboard users with KYC/KYB flows and monitor transactions with ease.
Built-in compliance tools
Onboard users with KYC/KYB flows and monitor transactions with ease.
Ready for growth
Unlock new revenue streams with yield APIs and composable money movement.
Ready for growth
Unlock new revenue streams with yield APIs and composable money movement.
Ready for growth
Unlock new revenue streams with yield APIs and composable money movement.
blog
blog
blog
What's new in our blog
What's new in our blog



Lumx joins the Circle Alliance Program, strengthens stablecoin leadership in Latin America
Announcements
Announcements



Stable News: Circle's IPO, big tech on the move, and the race for stablecoin infrastructure
Stable News
Stable News



Stable Talks: Episode #06 – Bárbara Espir (Bitso)
Stable Talks
Stable Talks



Stable News: From Regulation to Treasury — Stablecoins in Practice
Stable News
Stable News
FAQ
FAQ
FAQ
Frequently Asked Questions
Frequently Asked Questions
If you have any other, please get in touch.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.