Stablecoin API for B2B payments in LATAM
From stablecoin on/off-ramps to virtual accounts and wallets, we provide tools for seamless cross-border banking with instant settlements and unmatched liquidity.
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Overview
Requests
Customers
Transactions
Integrations
Settings
GP
Hello, Gabriel
gabrielpn@gmail.com
Home
Overview
Overview
You can follow and manage all aspects of your project here.
24 Hours
7 Days
30 Days
6 Months
Getting started
2/7
Revenue
Total
$12,680.30
$14,206.00
$18,260.80
3.2%
vs. last month
On-ramp
Off-ramp
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Cash Flow
Total
$410,140.00
$250,238.80
$270,860.10
5.8%
vs. last month
Inflow
Outflow
800
600
400
200
0
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Transactions per month
View all transactions in your project here.
Total
13,512
6.2%
vs. last month
Onramp
15,000
10,000
5,000
0
June/24
July/24
Aug/24
Sep/24
Oct/24
Nov/24
Dec/24
Jan/25
27 Oct, 2025
Today
12,512
Last period
3,250
Trusted by leading companies
Trusted by leading companies
Trusted by leading companies
our products
our products
our products
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Simplify global payments and finances with stablecoins.
Simplify global payments and finances with stablecoins.
pay in
pay out
Financial Infraestructure
yield
pay in
Collect, hold and reconcile money with flexibility
Set up multi-currency, scalable wallets with unique account and routing numbers in a single API call. Transfer funds to bank accounts and wallets with instant settlement and seamless reconciliation.
Get paid anytime, any currency.
Pay less for international transactions, reducing complexity with flexible wallets and real-time transfers. Choose the currency that best suits your needs, easily adapting to the demands of your global markets and customers.
Scale at your own pace
Expand your operations globally without friction, enabling your business to easily adapt to your customers' needs, whether with stablecoins or fiat currencies.
Seamless settlement, all the time
Simplify financial reconciliation with full transparency while maintaining control over your payments and flows. Our platform offers instant transaction settlement and ensures continuous visibility over every payment made.
pay in
pay out
Financial Infraestructure
yield
pay in
Collect, hold and reconcile money with flexibility
Set up multi-currency, scalable wallets with unique account and routing numbers in a single API call. Transfer funds to bank accounts and wallets with instant settlement and seamless reconciliation.
Get paid anytime, any currency.
Pay less for international transactions, reducing complexity with flexible wallets and real-time transfers. Choose the currency that best suits your needs, easily adapting to the demands of your global markets and customers.
Scale at your own pace
Expand your operations globally without friction, enabling your business to easily adapt to your customers' needs, whether with stablecoins or fiat currencies.
Seamless settlement, all the time
Simplify financial reconciliation with full transparency while maintaining control over your payments and flows. Our platform offers instant transaction settlement and ensures continuous visibility over every payment made.
pay in
pay out
Financial Infraestructure
yield
pay in
Collect, hold and reconcile money with flexibility
Set up multi-currency, scalable wallets with unique account and routing numbers in a single API call. Transfer funds to bank accounts and wallets with instant settlement and seamless reconciliation.
Get paid anytime, any currency.
Pay less for international transactions, reducing complexity with flexible wallets and real-time transfers. Choose the currency that best suits your needs, easily adapting to the demands of your global markets and customers.
Scale at your own pace
Expand your operations globally without friction, enabling your business to easily adapt to your customers' needs, whether with stablecoins or fiat currencies.
Seamless settlement, all the time
Simplify financial reconciliation with full transparency while maintaining control over your payments and flows. Our platform offers instant transaction settlement and ensures continuous visibility over every payment made.
Launch modern payment experiences, instantly
Launch modern payment experiences, instantly
SUPPLIER
LUMX PAYS
SUPPLIER
Funding partners provide liquidity
BANKS
LUMX
BUYER PAYS LUMX
BUYER
SUPPLIER
LUMX PAYS
SUPPLIER
Funding partners provide liquidity
BANKS
LUMX
BUYER PAYS LUMX
BUYER
SUPPLIER
LUMX PAYS
SUPPLIER
Funding partners provide liquidity
BANKS
LUMX
BUYER PAYS LUMX
BUYER
why lumx
why lumx
why lumx
Why leading businesses rely on Lumx
Why leading businesses rely on Lumx
Competitive Pricing
Access top-tier rates even on large trades. Thanks to our partnership with BTG Pactual and it's access to Circle’s USDC mint account, we offer minimal slippage and some of the most competitive pricing in the market.
Deep Liquidity
Process high-volume payments or cross-border transactions with confidence. As one of Brazil’s top liquidity providers, we handle large orders without disrupting the market.
Seamless Integration
Easily connect to our APIs and platforms. Whether you're a fintech, exchange, or payment provider, integration is fast, reliable, and developer-friendly.
Regulatory Security
Built with compliance in mind. Backed by BTG Pactual, our infrastructure meets the highest regulatory and security standards for safe, transparent transactions.
Built for scale
Get started with Lumx
Get started with Lumx
Chat with our team to see how Lumx can work for you.
Chat with our team to see how Lumx can work for you.
// growth + security
use cases
use cases
use cases
Discover how global businesses leverage Lumx today
Discover how global businesses leverage Lumx today
Global businesses use our infrastructure to improve their cross-border operations and offer new products to their customers.
B2B Payments
Treasury Management
Settlements for Global Merchants
Seller and Service Provider
Move money internationally with ease and efficiency, eliminating delays and high fees
Transfer funds internationally with instant settlement and lower costs, using stablecoins for cross-border payments. Whether it’s paying importers or exporters in Asia, LATAM, or the US, simplify your operations and eliminate the complexity of traditional banking.
Beyond traditional payments
Traditional methods of cross-border payments create bottlenecks. With stablecoins, businesses can eliminate intermediaries, cut costs, and experience real-time settlements, creating a faster, more efficient payment experience.
Empower your global network
Scale your international transactions without the friction of legacy payment systems. By utilizing stablecoins, companies can reach suppliers and partners worldwide without worrying about exchange rate risk or settlement delays.
Seamless integration, real-time payments
Say goodbye to waiting for payments to clear, with an infrastructure that allows your business to move money across borders instantly, enabling more efficient operations and faster business growth.
B2B Payments
Treasury
Settlements
Seller and Service Provider
Move money internationally with ease and efficiency, eliminating delays and high fees
Transfer funds internationally with instant settlement and lower costs, using stablecoins for cross-border payments. Whether it’s paying importers or exporters in Asia, LATAM, or the US, simplify your operations and eliminate the complexity of traditional banking.
Beyond traditional payments
Traditional methods of cross-border payments create bottlenecks. With stablecoins, businesses can eliminate intermediaries, cut costs, and experience real-time settlements, creating a faster, more efficient payment experience.
Empower your global network
Scale your international transactions without the friction of legacy payment systems. By utilizing stablecoins, companies can reach suppliers and partners worldwide without worrying about exchange rate risk or settlement delays.
Seamless integration, real-time payments
Say goodbye to waiting for payments to clear, with an infrastructure that allows your business to move money across borders instantly, enabling more efficient operations and faster business growth.
Move money internationally with ease and efficiency, eliminating delays and high fees
Transfer funds internationally with instant settlement and lower costs, using stablecoins for cross-border payments. Whether it’s paying importers or exporters in Asia, LATAM, or the US, simplify your operations and eliminate the complexity of traditional banking.
Beyond traditional payments
Traditional methods of cross-border payments create bottlenecks. With stablecoins, businesses can eliminate intermediaries, cut costs, and experience real-time settlements, creating a faster, more efficient payment experience.
Empower your global network
Scale your international transactions without the friction of legacy payment systems. By utilizing stablecoins, companies can reach suppliers and partners worldwide without worrying about exchange rate risk or settlement delays.
Seamless integration, real-time payments
Say goodbye to waiting for payments to clear, with an infrastructure that allows your business to move money across borders instantly, enabling more efficient operations and faster business growth.
customers
customers
customers
How Lumx helps customers
How Lumx helps customers
"Nam imperdiet sit amet dui a dignissim. Integer ac massa eleifend, ullamcorper ligula ac, blandit sem."
Caio Barbosa
—
CEO & Co-Founder
"Test Two"
Jeff Bezos
—
CEO & Co-Founder
"Test Three"
Tim Cook
—
CEO & Co-Founder
"Nam imperdiet sit amet dui a dignissim. Integer ac massa eleifend, ullamcorper ligula ac, blandit sem."
Caio Barbosa
—
CEO & Co-Founder
"Test Two"
Jeff Bezos
—
CEO & Co-Founder
"Test Three"
Tim Cook
—
CEO & Co-Founder
"Nam imperdiet sit amet dui a dignissim. Integer ac massa eleifend, ullamcorper ligula ac, blandit sem."
Caio Barbosa
—
CEO & Co-Founder
"Test Two"
Jeff Bezos
—
CEO & Co-Founder
"Test Three"
Tim Cook
—
CEO & Co-Founder
customized compliance
customized compliance
customized compliance
Own your customer relationships
Own your customer relationships
Control risk profiles
Take the reins on which risk profiles you want to support.
Control risk profiles
Take the reins on which risk profiles you want to support.
Control risk profiles
Take the reins on which risk profiles you want to support.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
We work with you to design a compliance program specific to your business rather than take a one-size-fits-all approach
We work with you to design a compliance program specific to your business rather than take a one-size-fits-all approach
We work with you to design a compliance program specific to your business rather than take a one-size-fits-all approach
security
security
security
Build for enterprise
Build for enterprise
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Control risk profiles
Take the reins on which risk profiles you want to support.
Control risk profiles
Take the reins on which risk profiles you want to support.
Control risk profiles
Take the reins on which risk profiles you want to support.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Transaction monitoring
Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
Efficient tooling
Simple workflows that will help your compliance officer breeze through monthly reporting.
made for developers
made for developers
made for developers
Go to market faster
Go to market faster
with friendly APIs
with friendly APIs
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
// Creating a wallet using Lumx API (Node.js) const axios = require('axios'); axios.post('https://api.lumx.io/wallets', { currency: 'USDC', customerId: 'customer_123' }, { headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` } }).then(response => { console.log('Wallet created:', response.data); });
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createWallet.js
transferFunds.js
getBalance.js
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
Tailored onboarding
KYC/KYB requirements that fit your customers and business.
blog
blog
blog
What's new in our blog
What's new in our blog
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Scalable financial services built on stablecoins
Unifying banking and blockchain
Send, receive, store and convert fiat and stablecoins at internet speed.
Unifying banking and blockchain
Send, receive, store and convert fiat and stablecoins at internet speed.
Unifying banking and blockchain
Send, receive, store and convert fiat and stablecoins at internet speed.
FAQ
FAQ
FAQ
Frequently Asked Questions
Frequently Asked Questions
If you have any other, please get in touch.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
How much does Lumx cost?
We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.
What can I do with Lumx's solutions?
Lumx enables businesses to send, receive, convert, and store stablecoins and fiat across a variety of domestic and international payment rails and blockchains.
Who is Lumx for?
Lumx provides stablecoin orchestration infrastructure, unifying banks and blockchains in a single platform. We're made for businesses looking to process at least $500,000 in payments a month, with a minimum of 6 months of operating history.
Is it easy to integrate with Lumx?
Integrating Lumx APIs can take a week or less. Our dedicated solutions engineers will work with you throughout the process. You can use utilise pre-built code snippets or build from scratch with a comprehensive API documentation.
Is Lumx audited?
Yes, we are audited by Halborn and undergo regular audits. We have a pending registration for MSB with FinCEN. We are in the process of receiving our SOC2 certification.
Can I integrate Lumx with my existing flow of funds?
Yes. You can use your own payment and banking providers, and use Lumx to add support for alternative payment routes and back-office automation through our APIs. We designed our API to use similar data flows and object models to reduce the amount of infrastructure to rewrite.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.
Products
Resources
By signing up you agree to our Terms of Service and Privacy Policy, to all applicable laws and regulations, and agree that you are responsible for compliance with any and all applicable local laws.
Lumx SA (Lumx) is a technology and smart contract development company. Lumx is not a broker-dealer or financial institution and does not engage any conduct or transactions requiring such registration. All financial products are offered by and through financial institutions directly. Lumx does not make any recommendation for the purchase or sale of digital assets. Our products and services are offered in limited jurisdictions so please contact our sales team for further information and refer to our Terms of Services.
© 2025 Lumx SA. All rights reserved.