Stable Talks: Episode #05 – Arthur Ribeiro (REAP)

In this episode of Stable Talks, Caio Barbosa talks with Arthur Ribeiro, Head of Business Operations LatAm at Reap, to discuss how Reap is building a bridge between Asia and Latin America by creating payment infrastructure based on stablecoins.

Arthur shares insights on how Reap enables cross-border payments and offers corporate cards collateralized with stablecoins, bringing efficiency and agility to companies operating globally. He also comments on regulatory challenges in Brazil and the region, and how the SWIFT system still limits the speed of international transactions, opening space for innovation with stablecoins.

They discuss the differences between the stablecoin ecosystems in Asia and Latin America, as well as the importance of compliance for sustainable growth in the regional crypto market.

🎧 Listen to the full episode below or read on for the main highlights of the conversation.

Highlights from the conversation

1. Infrastructure Connecting Asia and Latin America

“We are building the infrastructure that allows Latin American companies to make fast and efficient payments to Asia and vice versa.”
— Arthur Ribeiro

• Reap’s strategy to be the bridge between two key markets

• The role of stablecoins in facilitating cross-border payments

• How to build local rails to ensure operational efficiency

2. Corporate Cards Collateralized with Stablecoins

“The differentiator is allowing companies to use stablecoins as collateral without needing to convert to fiat currency.”
— Arthur Ribeiro

• How the corporate card based on stablecoins works

• Benefits for Web3 companies and fintechs

• The user experience in payments and corporate treasury

3. Inefficiencies of the SWIFT System and the Future of International Payments

“SWIFT still dominates but is slow, costly, and lacks transparency. Stablecoins offer a faster, more reliable alternative.”
— Arthur Ribeiro

• Recurring problems of the traditional international payment system

• How stablecoins bring speed gains and cost reductions

• Reap’s vision for the evolution of the cross-border market

4. Regulation and Compliance: Challenges and Opportunities in Brazil and LatAm

“Regulation brings security and trust but requires adaptation and close relationships with regulators.”
— Arthur Ribeiro

• Regulatory overview in Brazil and comparison with other countries in the region

• How Reap navigates a still-developing regulatory environment

• Expectations for consolidation and maturity in the stablecoin market

5. The Future of Stablecoin Adoption in Latin America

“LatAm is growing very fast and we have a vibrant ecosystem, but still catching up compared to Asia.”
— Arthur Ribeiro

• Differences between the Asian and Latin American ecosystems

• The role of banks, PSPs, and fintechs in stablecoin adoption

• Perspectives for 2025 and beyond in the regional market

Stablecoins: The Foundation for the Future of International Payments

This episode highlights that stablecoins go far beyond being a digital asset; they are the backbone of the next generation of global financial infrastructure. Arthur’s vision shows that connecting emerging and established markets requires combining technology, compliance, and local partnerships—building a more efficient and integrated future.

“We are building the infrastructure that will allow LatAm and Asia to communicate financially in an agile and secure way, and stablecoins are the key to that.”
— Arthur Ribeiro (Reap)

🔗 Caio on LinkedIn
🔗 Arthur on LinkedIn
🔗 Reap website