Introducing the New Lumx Dashboard

Lumx is launching its new Dashboard, a fully redesigned environment that allows companies to operate global payments, treasury, and liquidity with the same fluidity as the world’s leading financial platforms.

The goal is straightforward: turn the technology behind stablecoins into something simple, visual, and secure, enabling any company, from fintechs to digital platforms, from marketplaces to financial institutions, to move money at internet speed without compromising compliance or governance.

Designed for Product, Operations, and Engineering teams, the new Dashboard consolidates everything in one place: customer creation, wallets, payment routes, transactions, FX, fees, limits, and technical documentation.
From onboarding to payout, everything becomes clearer. Everything becomes faster.

A Scalable Experience: Clear, Intuitive, Complete

The new Dashboard was designed around three core principles:

1. Optimized UX - turning complexity into clarity

   All flows were reorganized to reduce friction, remove unnecessary steps, and ensure anyone immediately understands where they are and what to do next.
   
   

2. Unified visualization - everything in one place

   Balances, transactions, customers, fees, compliance, conversions, and payment rails appear in a unified, transparent interface with real-time updates.
   
   

3. Governance and security - built into the platform

   From key creation to customer management, everything runs under banking-grade standards, with continuous monitoring and integrated verification models.

What You Can Do With the New Dashboard

While simple to use, the Dashboard reflects a sophisticated financial infrastructure. Below are the main pillars — all accessible through the interface, with no code required.

Create and Manage Customers with Integrated KYC/KYB

Customers represent the entities moving money inside the platform, businesses or end users.

From the Dashboard, you can:

• Create and register customers

• Track the full KYC/KYB flow (NOT_STARTED → UNDER_VERIFICATION → APPROVED)

• Upload missing documents and review temporary rejections

• Access the complete history of each entity

Lumx performs all verification automatically or assisted, depending on jurisdictional risk, always compliant with AML, CFT, and local regulations.

Wallets Automatically Provisioned

When you create a customer, Lumx generates, instantly and with no extra setup, a stablecoin account with:

• Multi-chain support (Ethereum, Polygon, Base, Tron)

• USDC and USDT in BRL, USD, and EUR

• Continuous transaction monitoring (via Chainalysis)

• Enterprise governance and entity segregation

Create it, and start operating immediately.

Dashboard

Simple Configuration of Bank Accounts

Any fiat payout requires configuring bank accounts associated with a customer.

Through the Dashboard, you can:

• Add business bank accounts across jurisdictions

• Set the account relationship (SELF, SUPPLIER, BUSINESS_PARTNER, SUBSIDIARY, etc.)

• Bind each account to a specific rail (PIX, SEPA, SWIFT, ACH, Wire…)

Individual accounts will be supported starting Q4/2025.

Global Payments With Complete Rail Coverage

The Dashboard enables global payments using a powerful mix of rails:

Available today

• PIX 🇧🇷 — Instant

• SWIFT 🌐 — 1–5 bussiness days

• ACH 🇺🇸 — 1–2 days

• Wire 🇺🇸 — Same day

• SEPA 🇪🇺 — Instant up to $100k

Coming soon

• SPEI 🇲🇽 — Q4/2025 — Instant

• ACH 🇨🇴 — Q1/2026 — 1 bussiness day

• Transfers 3.0 🇦🇷 — Q1/2026 — Instant

• Instant Payments 🇬🇧 — Q1/2026 — Instant

The Dashboard shows timelines, cut-off hours, fees, and availability for each rail.

Transactions: How Money Moves in Lumx

Every financial movement is a transaction — and the Dashboard displays every stage, status, and detail.

Lumx supports three types:

1. On-Ramp

   Fiat → Stablecoin (with deposit through a rail)
   
   

2. Off-Ramp

   Stablecoin → Fiat (with settlement to a bank account)
   
   

3. Transfer

   On-chain movement between customers or external wallets

Each transaction shows:

• Status (AWAITING_FUNDS, PROCESSING, SUCCESS, FAILED…)

• Payment instructions

• Rail details

• Fees

• Receipts

• Blockchain hash

• Timestamps

All in real time, with clear flows for operations teams.

Exchange Rates: Floating & Locked, Now Transparent and Intuitive

The Dashboard displays FX conversions with full clarity:

Floating Rate

• Real-time variable pricing

• Ideal for simple UX

• No additional fees

Locked Rate

• Guaranteed rate for 10s, 30s, 1m, or 5m

• Great for quotes, checkout, or guaranteed payments

• Additional fees for locks beyond 10 seconds

The interface shows:

• Remaining time

• Origin and destination currencies

• Exact amounts

• Quote ID

• Expiration

Partner Fees: Integrated Monetization

Companies can earn revenue from every transaction processed through Lumx.
In the Dashboard, admins can:

• Create percentage fees (bps)

• Create fixed fees

• Set different fees for On-Ramp and Off-Ramp

• Define default fees

• Apply fees to Floating or Locked Rate flows

• Track accumulated revenue in real time

All fees are automatically credited to a partner-defined wallet.

Compliance: Deep, Automated, and Straight to the Point

Lumx integrates a complete compliance framework:

Beneficial Owners

• KYC (individuals)

• KYB (businesses)

• Standardized minimum collection

• Document versioning

• Automated validations

Documentation Requirements

IDs, proof of address, articles of incorporation, ownership structure, financial statements

Limits

• Defined by KYC/KYB level

• Scalable via Enhanced Due Diligence

Prohibited Activities

The Dashboard lists banned activities such as:

• Unlicensed financial services

• Unregulated remittances

• Illegal gambling

• Restricted-goods sales

• High-risk activities

Sandbox: Your Complete Testing Environment

From the Dashboard, you can:

• Generate Sandbox keys

• Create mock customers

• Test real transactions on testnet/devnet

• Validate errors, limits, flows, returns, and callbacks

• Simulate the full lifecycle before going live

The Sandbox environment mirrors Production — with zero risk.

Why the New Dashboard Matters

Lumx was built to become the digital money infrastructure for Latin America.
This new Dashboard is that vision made tangible: a simple operational layer on top of sophisticated technology.

It enables companies to:

• Launch financial products without a crypto team

• Operate global payments with native compliance

• Scale digital treasury with governance

• Reduce settlement costs and timelines

• Use stablecoins as a means, not an end

All with a clear, intuitive experience.

The Future of Lumx Is Already Live

The new Dashboard is just the starting point.
In the coming months, new modules will roll out — including virtual accounts in BRL, MXN, USD, and EUR, fiat-to-fiat FX, new rails, and smart reporting.

Companies are entering an era where stablecoins become invisible infrastructure — and Lumx is building the rails for it.

The Dashboard is already available.

So is the future of global finance.