How does USDC-to-GBP conversion work on Lumx?

Send USDC from any supported blockchain, Lumx converts at a competitive FX rate and delivers GBP to the recipient's UK bank account via Faster Payments with instant settlement — through a single API integration.

What are the fees for converting USDC to GBP?

Lumx charges a conversion fee included in the FX rate. Pricing varies based on volume and use case — contact our team at lumx.io/contact for a custom quote.

Yes. In Brazil, Lumx Sociedade Prestadora de Serviços de Ativos Virtuais Ltda acts as a virtual asset service provider and is adapting to the SPSAV regime under Central Bank of Brazil Resolution 520/2025 (September 2025), operating under the Article 88 transition regime. In the United States, Lumx US OP LLC is a FinCEN-registered Money Services Business (MSB #31000316459619). Lumx is not a bank; regulated banking services in each corridor are provided through licensed local partners. Every transaction goes through KYC/KYB verification, Chainalysis on-chain monitoring, and sanctions screening.

What countries and currencies does Lumx support?

Lumx supports conversions involving BRL (Brazil via PIX, TED, and Boleto), MXN (Mexico via SPEI), COP (Colombia via PSE and Bre-B), USD (United States via ACH and FEDWIRE, globally via SWIFT), EUR (Europe via SEPA), and GBP (United Kingdom via Faster Payments), as of September 2026. Stablecoins supported are USDC and USDT across Ethereum, Polygon, Base, Tron, and Stellar (USDC on-ramp). New currencies and payment rails can also be requested.

USDC

Convert USDC to GBP Instantly via Faster Payments.

Convert USDC to British Pounds (GBP) with instant settlement via Faster Payments, competitive FX rates, and built-in compliance through the Lumx platform.

Send

Receive

Loading rate...

Trusted by category leaders

MADE FOR DEVELOPERS

Build global payment flows with one API

REST API for conversion, account management, custody, and compliance. Integrate stablecoin payments using familiar banking primitives—no crypto expertise needed.

Read Docs

onboardCustomer.ts

linkDestination.ts

executePayment.ts

PartnerFees.ts

Cadastrar um Cliente

Integre clientes com verificação automatizada de KYC/KYB. Cada cliente recebe uma carteira custodial dedicada e contas virtuais nomeadas para operações de pagamento integradas.

Criar um destino

Um destino define onde os fundos fiduciários chegam quando uma rampa de saída (off-ramp) é concluída. Cada destino está vinculado a um cliente e contém: Detalhes do titular da conta e informações bancárias do banco destinatário. A relação entre o cliente e o titular da conta.

Execute um pagamento

Envie pagamentos ou faça cobranças. Câmbio em tempo real, liquidação instantânea e visibilidade ponta a ponta, tudo em uma única API.

Configure taxas de parceiro

Monetize sua plataforma com taxas próprias sobre cada transação. Você define a estrutura e a Lumx cuida da cobrança e do repasse automaticamente.

POST

https://api.lumx.io/customers

{
  "id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "type": "BUSINESS",
  "legalName": "Lumx S.A",
  "taxId": "42.887.120/0001-00",
  "incorporationDate": "2020-01-01",
  "country": "BRA",
  "email": "hello@lumx.io",
  "walletAddress": "0x1234567890123456789012345678901234567890",
  "blockExplorerUrl": "https://amoy.polygonscan.com/address/0x123456789012
3456789012345678901234567890",
  "verification": {
    "status": "NOT_STARTED",
    "level": "STANDARD",
    "link": "https://in.sumsub.com/websdk/p/sbx_aA00bB11cC33dD44"
  },
  "transactionLimits": {
    "single": "1000.00",
    "daily": "10000.00",
    "monthly": "100000.00"
  },
  "createdAt": "2021-01-01T00:00:00Z",
  "updatedAt": "2021-01-01T00:00:00Z"
}

Cadastrar um Cliente

Integre clientes com verificação automatizada de KYC/KYB. Cada cliente recebe uma carteira custodial dedicada e contas virtuais nomeadas para operações de pagamento integradas.

Criar um destino

Execute um pagamento

Envie pagamentos ou faça cobranças. Câmbio em tempo real, liquidação instantânea e visibilidade ponta a ponta, tudo em uma única API.

Configure taxas de parceiro

Monetize sua plataforma com taxas próprias sobre cada transação. Você define a estrutura e a Lumx cuida da cobrança e do repasse automaticamente.

POST

https://api.lumx.io/customers

{

"id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",

"type": "BUSINESS",

"legalName": "Lumx S.A",

"taxId": "42.887.120/0001-00",

"incorporationDate": "2020-01-01",

"country": "BRA",

"email": "hello@lumx.io",

"walletAddress": "0x1234567890123456789012345678901234567890",

"blockExplorerUrl": "https://amoy.polygonscan.com/address/0x1234567890123456789012345678901234567890",

"verification": {

"status": "NOT_STARTED",

"level": "STANDARD",

"link": "https://in.sumsub.com/websdk/p/sbx_aA00bB11cC33dD44"

"transactionLimits": {

"single": "1000.00",

"daily": "10000.00",

"monthly": "100000.00"

"createdAt": "2021-01-01T00:00:00Z",

"updatedAt": "2021-01-01T00:00:00Z"

}

banking simplified

The complete stack for the future of global payments

Payments orchestration, multi-currency accounts, custodial wallets, and automated compliance. Everything you need to move money globally, unified in one API.

Custodial Wallets

Enterprise-grade custodial wallets with user fund segregation and integrated compliance.

USDT

USDT WALLET

$144,230.00

304 31

USDC

USDC WALLET

$144,230.00

304 31

$144,230.00

Total Balance

0xf1d3

3253

0xh5p8

0510

Named Virtual Accounts

Multi-currency accounts with local banking details for global collections and payouts.

ACH

9593

40,630.00

USD

Routing number

026009593

Account number

123456789012

Account Holder

Lumx US OP

8 The Green, #21425

Dover, WY 19901

Bank details

Bank of America, N.A.

222 Broadway, New York

NY 10038, USA

USD VIRTUAL ACCOUNT

Global Payments

Accept payments in local currency and send payments globally with low fees.

Total Balance: $144,230.00 USD

From:

USDC

0187 4

400.00

USDC

$40,630.00

Max.

Receive:

BRL

PIX

001.545.678-00

2,205.46

BRL

2,190.83 BRL

After fees

Global Payments

Accept payments in local currency and send payments globally with low fees.

Total Balance: $144,230.00 USD

From:

USDC

0187 4

400.00

USDC

$40,630.00

Max.

Receive:

BRL

PIX

001.545.678-00

2,205.46

BRL

2,190.83 BRL

After fees

Named Virtual Accounts

Multi-currency accounts with local banking details for global collections and payouts.

ACH

9593

40,630.00

USD

Routing number

026009593

Account number

123456789012

Account Holder

Lumx US OP

8 The Green, #21425

Dover, WY 19901

Bank details

Bank of America, N.A.

222 Broadway, New York

NY 10038, USA

USD VIRTUAL ACCOUNT

Custodial Wallets

Enterprise-grade custodial wallets with user fund segregation and integrated compliance.

USDT

USDT WALLET

$144,230.00

304 31

USDC

USDC WALLET

$144,230.00

304 31

$144,230.00

Total Balance

0xf1d3

3253

0xh5p8

0510

Frequently asked questions

Quick answers to your top questions

How does USDC-to-GBP conversion work on Lumx?
Send USDC from any supported blockchain, Lumx converts at a competitive FX rate and delivers GBP to the recipient's UK bank account via Faster Payments with instant settlement — through a single API integration.
What are the fees for converting USDC to GBP?
Lumx charges a conversion fee included in the FX rate. Pricing varies based on volume and use case — contact our team at lumx.io/contact for a custom quote.
Is Lumx regulated?
Yes. In Brazil, Lumx Sociedade Prestadora de Serviços de Ativos Virtuais Ltda acts as a virtual asset service provider and is adapting to the SPSAV regime under Central Bank of Brazil Resolution 520/2025 (September 2025), operating under the Article 88 transition regime. In the United States, Lumx US OP LLC is a FinCEN-registered Money Services Business (MSB #31000316459619). Lumx is not a bank; regulated banking services in each corridor are provided through licensed local partners. Every transaction goes through KYC/KYB verification, Chainalysis on-chain monitoring, and sanctions screening.
What countries and currencies does Lumx support?
Lumx supports conversions involving BRL (Brazil via PIX, TED, and Boleto), MXN (Mexico via SPEI), COP (Colombia via PSE and Bre-B), USD (United States via ACH and FEDWIRE, globally via SWIFT), EUR (Europe via SEPA), and GBP (United Kingdom via Faster Payments), as of September 2026. Stablecoins supported are USDC and USDT across Ethereum, Polygon, Base, Tron, and Stellar (USDC on-ramp). New currencies and payment rails can also be requested.

Build your payment infrastructure with Lumx

Create an account to start exploring the platform, or schedule a call to discuss a custom integration for your business.

Start now

Book a demo

Start your integration

Begin your integration in minutes, scale as you go.

API reference