We raised a $3.4M seed round

Stablecoin payments infrastructure in LATAM

Modern rails for global pay-ins, payouts, wallets, and FX, helping LATAM businesses move money faster, cheaper, and with compliance built in.

Request a demo

our products

Stablecoin-native infrastructure for global payments

Everything you need to collect, send and manage funds globally. Built for speed, scale and compliance.

pay in

Collect payments locally, reach customers globally

Accept local currencies through a wide range of payment methods—no need for a local entity. Let your business go global without borders.

Receive payments without a local entity
Accept funds in local currencies across key markets without the hassle of setting up legal entities abroad. Easily onboard and start collecting through PIX, ACH, SEPA, and more.
Grow with global demand
Enter new markets effor tlessly using stablecoin or fiat rails— giving your customers the flexibility to pay in their preferred currency, wherever they are.
Track and match incoming payments
Automated reconciliation means less manual work, fewer errors, and faster access to funds.

pay in

Collect payments locally, reach customers globally

Accept local currencies through a wide range of payment methods—no need for a local entity. Let your business go global without borders.

Receive payments without a local entity
Accept funds in local currencies across key markets without the hassle of setting up legal entities abroad. Easily onboard and start collecting through PIX, ACH, SEPA, and more.
Grow with global demand
Enter new markets effor tlessly using stablecoin or fiat rails— giving your customers the flexibility to pay in their preferred currency, wherever they are.
Track and match incoming payments
Automated reconciliation means less manual work, fewer errors, and faster access to funds.

pay in

Collect payments locally, reach customers globally

Accept local currencies through a wide range of payment methods—no need for a local entity. Let your business go global without borders.

Receive payments without a local entity
Accept funds in local currencies across key markets without the hassle of setting up legal entities abroad. Easily onboard and start collecting through PIX, ACH, SEPA, and more.
Grow with global demand
Enter new markets effor tlessly using stablecoin or fiat rails— giving your customers the flexibility to pay in their preferred currency, wherever they are.
Track and match incoming payments
Automated reconciliation means less manual work, fewer errors, and faster access to funds.

Launch modern payment experiences, effortlessly

Request a demo

We help businesses

send

grow

settle

hold

receive

send

with stablecoins.

We help businesses

send

grow

settle

hold

receive

send

with stablecoins.

We help businesses

send

grow

settle

hold

receive

send

with stablecoins.

Why leading businesses rely on Lumx

Fast execution at scale

Send mass payments in seconds, with the speed and reliability your business needs.

Deep liquidity

Access deep, institutional-grade liquidity for seamless large-value settlements.

Seamless integration

Launch and scale faster with modular APIs, clear documentation, and technical support.

Enterprise-grade compliance

Meet global compliance requirements with secure infrastructure and automated controls.

B2B Payments

Global transfers made efficient with stablecoins.

Settle payments instantly with lower costs for global transactions

Remove intermediaries and streamline real-time value exchange

Mitigate currency volatility and avoid settlement delays

Integrate easily into existing infrastructure for global scalability

Imports and Exports

Payments and treasury solutions for global trade

Instantly pay suppliers in multiple countries across LATAM, US, and Asia

Access multi-currency accounts, FX, and treasury for businesses of all sizes

Manage complex payout structures with ease

Receive payments from international customers in USD or local currencies

Treasury Management

Improve capital efficiency with stable and reliable liquidity.

Real-time access to large-scale payment flows with 24/7 availability

Reduce exposure to banking delays and operational constraints

Preserve value with protection against market volatility

Optimize liquidity for global operations and smoother cash flow

Settlements for Global Merchants

Faster, leaner settlements across markets.

Send hundreds of payouts globally with simple API calls

Pay merchants, creators, and users in stablecoin or local currency

Expedite payouts with automatic currency conversions

Scale payment flows across regions with seamless integration

compliance-led

A full-stack compliance engine

Compliance, screening, and reporting built into your workflows. We help you meet global regulatory demands while ensuring peace of mind and smooth operations at scale.

Unified regulatory compliance

A global compliance framework built on rigorous standards, SLAs, and policies—designed to meet the world’s most demanding regulatory requirements.

Integrated onboarding & risk controls

Customizable KYC/KYB flows tailored to your customers and geographies. Set dynamic transaction limits and automate risk-level management by region or profile.

Real-time monitoring & AML screening

Leverage top-tier tools for AML, sanctions screening, and watchlist checks. Automatically flag and block suspicious transactions before they settle.

Operational efficiency for your team

Simplified workflows and reporting features to support seamless audits, monthly reviews, and regulatory reporting—without the manual overhead.

Unified regulatory compliance

A global compliance framework built on rigorous standards, SLAs, and policies—designed to meet the world’s most demanding regulatory requirements.

Integrated onboarding & risk controls

Customizable KYC/KYB flows tailored to your customers and geographies. Set dynamic transaction limits and automate risk-level management by region or profile.

Real-time monitoring & AML screening

Leverage top-tier tools for AML, sanctions screening, and watchlist checks. Automatically flag and block suspicious transactions before they settle.

Operational efficiency for your team

Simplified workflows and reporting features to support seamless audits, monthly reviews, and regulatory reporting—without the manual overhead.

Unified regulatory compliance

A global compliance framework built on rigorous standards, SLAs, and policies—designed to meet the world’s most demanding regulatory requirements.

Integrated onboarding & risk controls

Customizable KYC/KYB flows tailored to your customers and geographies. Set dynamic transaction limits and automate risk-level management by region or profile.

Real-time monitoring & AML screening

Leverage top-tier tools for AML, sanctions screening, and watchlist checks. Automatically flag and block suspicious transactions before they settle.

Operational efficiency for your team

Simplified workflows and reporting features to support seamless audits, monthly reviews, and regulatory reporting—without the manual overhead.

MANAGEMENT TOOLS

Easily manage your operations

Dashboard

Manage and support your product with an intuitive, straightforward dashboard.

Acme Co.

United States

Approved

André

Brazil

Approved

David Bowman

United States

Approved

Payment Approved

Acme Co.

United States

Approved

André

Brazil

Approved

David Bowman

United States

Approved

Payment Approved

Acme Co.

United States

Approved

André

Brazil

Approved

David Bowman

United States

Approved

Payment Approved

Notifications & Webhooks

Power your experience and customer communications with event subscriptions.

Invite

arthur@acme.io

Member

fischer@acme.io

Member

cobb@acme.io

Admin

Invite

arthur@acme.io

Member

fischer@acme.io

Member

cobb@acme.io

Admin

Invite

arthur@acme.io

Member

fischer@acme.io

Member

cobb@acme.io

Admin

Collaboration

Invite your team to collaborate and maximize performance.

308c3646-.....da18
André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
4b7d2a91-.....-f8c4
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
a3f6c8d5-.....-7e2b
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
9e4b7c21-.....-d6a9
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
7f2a9b84-.....-c5e7
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34

308c3646-.....da18
André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
4b7d2a91-.....-f8c4
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
a3f6c8d5-.....-7e2b
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
9e4b7c21-.....-d6a9
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
7f2a9b84-.....-c5e7
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34

André
$14,560.00 BRL
Processing
Mon, 14 May 25 09:47:23
Zhi
$193,242.30 CNY
Approved
Fri, 08 May 25 14:15:56
Claude
$17,890 USDC
Approved
Wed, 22 April 25 11:28:41
Yuki
$17,890 USDC
Approved
Tue, 03 April 25 16:52:17
Juan
$32.240.135,40 ARS
Approved
Sat, 17 Mar 25 13:06:34

Ledger

We provide full visibility into all funds movements and detailed tracking of activity.

made for developers

Launch global financial products with powerful APIs

Our developer-first infrastructure makes it easy to create wallets, move money, and embed compliance—all through scalable APIs designed for global businesses.

Read our docs

// Creating a wallet using Lumx API (Node.js)
const axios = require('axios');

axios.post('https://api.lumx.io/wallets', {
  currency: 'USDC',
  customerId: 'customer_123'
}, {
  headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` }
}).then(response => {
  console.log('Wallet created:', response.data);
});

createWallet.js

transferFunds.js

getBalance.js

// Creating a wallet using Lumx API (Node.js)
const axios = require('axios');

axios.post('https://api.lumx.io/wallets', {
  currency: 'USDC',
  customerId: 'customer_123'
}, {
  headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` }
}).then(response => {
  console.log('Wallet created:', response.data);
});

createWallet.js

transferFunds.js

getBalance.js

// Creating a wallet using Lumx API (Node.js)
const axios = require('axios');

axios.post('https://api.lumx.io/wallets', {
  currency: 'USDC',
  customerId: 'customer_123'
}, {
  headers: { Authorization: `Bearer ${process.env.LUMX_API_KEY}` }
}).then(response => {
  console.log('Wallet created:', response.data);
});

createWallet.js

transferFunds.js

getBalance.js

Flexible wallet infrastructure

Create scalable, multi-currency wallets in a single API call, built for global flows.

Flexible wallet infrastructure

Create scalable, multi-currency wallets in a single API call, built for global flows.

Flexible wallet infrastructure

Create scalable, multi-currency wallets in a single API call, built for global flows.

Seamless money movement

Move money globally with low-latency transfers and real-time settlement using stablecoins or fiat rails.

Seamless money movement

Move money globally with low-latency transfers and real-time settlement using stablecoins or fiat rails.

Seamless money movement

Move money globally with low-latency transfers and real-time settlement using stablecoins or fiat rails.

Built-in compliance tools

Easily onboard users and monitor transactions with integrated compliance logic—no extra tooling required.

Built-in compliance tools

Easily onboard users and monitor transactions with integrated compliance logic—no extra tooling required.

Built-in compliance tools

Easily onboard users and monitor transactions with integrated compliance logic—no extra tooling required.

Ready for growth

Launch new financial products, unlock new revenue streams, and scale with composable APIs built for flexibility.

Ready for growth

Launch new financial products, unlock new revenue streams, and scale with composable APIs built for flexibility.

Ready for growth

Launch new financial products, unlock new revenue streams, and scale with composable APIs built for flexibility.

blog

What's new in our blog

Stable Talks: S02EP #04 – Ben Reid (Bitso / Juno)

Stable Talks

Lumx Conference, a look at stablecoins, compliance, and regulation

Stable News

The debate over the power of stablecoins gains strength

Stable News

Stable Talks: S02EP #03 – Rachael Akalia (Yellow Card)

Stable Talks

See all articles

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Unlock global payments

Move money instantly, anywhere

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