Lumx in Exame: Stablecoins and the Future of Financial Transactions

Lumx in Exame: Stablecoins and the Future of Financial Transactions

Global banking APIs, powered by stablecoins

From stablecoin on/off-ramps to virtual accounts and wallets, we provide tools for seamless cross-border banking with instant settlements and unmatched liquidity.

From stablecoin on/off-ramps to virtual accounts and wallets, we provide tools for seamless cross-border banking with instant settlements and unmatched liquidity.

Request a demo

Request a demo

142,000.00

143,000.00

144,000.00

145,000.00

146,000.00

Gross volume (USD)

$

Inflow

$1,256,832.64

8.30%

Outflow

$318,467.98

2%

Transaction screening

Inbound

630,560

3.2%

Outbound

18,268

1.2%

Payment Approved

Virtual Account

Account Number

890210063139715

Routing Number

121145307

Wallet Address

0xF1b7...0c521B

142,000.00

143,000.00

144,000.00

145,000.00

146,000.00

Gross volume (USD)

$

Inflow

$1,256,832.64

8.30%

Outflow

$318,467.98

2%

Transaction screening

Inbound

630,560

3.2%

Outbound

18,268

1.2%

Payment Approved

Virtual Account

Account Number

890210063139715

Routing Number

121145307

Wallet Address

0xF1b7...0c521B

142,000.00

143,000.00

144,000.00

145,000.00

146,000.00

Gross volume (USD)

$

Inflow

$1,256,832.64

8.30%

Outflow

$318,467.98

2%

Transaction screening

Inbound

630,560

3.2%

Outbound

18,268

1.2%

Payment Approved

Virtual Account

Account Number

890210063139715

Routing Number

121145307

Wallet Address

0xF1b7...0c521B

Trusted by leading companies

Trusted by leading companies

Trusted by leading companies

OUR PRODUCTS

Scalable financial services built on stablecoins

Streamline global payments, digital accounts, and financial operations with stablecoin-powered solutions.

Accounts

Collect, hold and reconcile money with flexibility

Collect, hold and reconcile money with flexibility

Set up multi-currency, scalable wallets with unique account and routing numbers in a single API call. Transfer funds to bank accounts and wallets with instant settlement and seamless reconciliation.

Stablecoin smart wallets

Multichain wallets with spending limits and gasless transactions

Stablecoin smart wallets

Multichain wallets with spending limits and gasless transactions

Stablecoin smart wallets

Multichain wallets with spending limits and gasless transactions

Global virtual accounts (soon)

International multi-currency bank accounts with unique vIBANs

Global virtual accounts (soon)

International multi-currency bank accounts with unique vIBANs

Global virtual accounts (soon)

International multi-currency bank accounts with unique vIBANs

Flexible custody wallet models

Custodial with MPC/HSM vaults, or self-custodial with Passkeys

Flexible custody wallet models

Custodial with MPC/HSM vaults, or self-custodial with Passkeys

Flexible custody wallet models

Custodial with MPC/HSM vaults, or self-custodial with Passkeys

Instant settlement

Immediate fund transfers and wallet-to-bank settlements with no delays

Instant settlement

Immediate fund transfers and wallet-to-bank settlements with no delays

Instant settlement

Immediate fund transfers and wallet-to-bank settlements with no delays

Orchestration

Move money across borders at internet speed

Move money across borders at internet speed

Integrate stablecoins into payment flows, enabling instant cross-border settlements, low costs, and real-time access to global liquidity.

On-ramp, off-ramp, and swap

Convert Fiat to Stablecoin, Stablecoin to Fiat, and Stablecoin to Stablecoin

On-ramp, off-ramp, and swap

Convert Fiat to Stablecoin, Stablecoin to Fiat, and Stablecoin to Stablecoin

On-ramp, off-ramp, and swap

Convert Fiat to Stablecoin, Stablecoin to Fiat, and Stablecoin to Stablecoin

Stablecoin payouts

Instantly convert fiat balance to pay out in stablecoins worldwide

Stablecoin payouts

Instantly convert fiat balance to pay out in stablecoins worldwide

Stablecoin payouts

Instantly convert fiat balance to pay out in stablecoins worldwide

Deep liquidity

Don't worry about large transactions causing significant price fluctuations

Deep liquidity

Don't worry about large transactions causing significant price fluctuations

Deep liquidity

Don't worry about large transactions causing significant price fluctuations

Simplified cross-border flows

Integrate stablecoins into an existing flow of funds to speed up fiat settlements across borders

Simplified cross-border flows

Integrate stablecoins into an existing flow of funds to speed up fiat settlements across borders

Simplified cross-border flows

Integrate stablecoins into an existing flow of funds to speed up fiat settlements across borders

Yield

Boost revenue with embedded stablecoin yield

Boost revenue with embedded stablecoin yield

Design compliant, scalable stablecoin yield products for next-gen finance. Configure fees for extra revenue, monitor performance, and track yields seamlessly.

Dynamic yields as a service

Easily build high-yield features into your platform, with institutional-grade security, scalability, and liquidity

Dynamic yields as a service

Easily build high-yield features into your platform, with institutional-grade security, scalability, and liquidity

Dynamic yields as a service

Easily build high-yield features into your platform, with institutional-grade security, scalability, and liquidity

Customizable fee structure

Customize your fee structure on yields generated via our infrastructure, creating new revenue streams while enhancing value for end users

Customizable fee structure

Customize your fee structure on yields generated via our infrastructure, creating new revenue streams while enhancing value for end users

Customizable fee structure

Customize your fee structure on yields generated via our infrastructure, creating new revenue streams while enhancing value for end users

This product is coming soon. Be notified when it's live.

This product is coming soon. Be notified when it's live.

Embed modern cross-border settlement and treasury management flows — whether you're a fintech, PSP, or financial institution.

Embed modern cross-border settlement and treasury management flows — whether you're a fintech, PSP, or financial institution.

Request a demo

Request a demo

Request a demo

WHY LUMX

Why leading businesses rely on Lumx

Why leading businesses rely on Lumx

Global payments made simple: lower costs, instant settlement, and reliable solutions.

Global payments made simple: lower costs, instant settlement, and reliable solutions.

MXN

USD

USD

BRL

MXN

USD

USD

BRL

MXN

USD

USD

BRL

Cheapest FX rates, deepest liquidity

We leverage our direct banking relationships to offer seamless FX operations with the best rates and deep liquidity, directly minting USDC/EURC and avoiding intermediary spreads.

Full Stack Freedom

Mix and match partners and infrastructure providers to power your unique product and business vision. Our flexible API allows you to work seamlessly with your existing setup.

Enterprise-grade

Benefit from 99.9% platform uptime, near-instant API responses. We are ISO 27001 certified with undergoing SOC 2, and independently audited.

Enterprise-grade

Benefit from 99.9% platform uptime, near-instant API responses. We are ISO 27001 certified with undergoing SOC 2, and independently audited.

Enterprise-grade

Benefit from 99.9% platform uptime, near-instant API responses. We are ISO 27001 certified with undergoing SOC 2, and independently audited.

Proven track record

We are backed by BTG Pactual, the largest investment bank in LATAM. Our APIs empower millions of end users and transactions.

Proven track record

We are backed by BTG Pactual, the largest investment bank in LATAM. Our APIs empower millions of end users and transactions.

Proven track record

We are backed by BTG Pactual, the largest investment bank in LATAM. Our APIs empower millions of end users and transactions.

Compliance first

We comply with data protection laws, have a pending registration with FinCEN as a Money Services Business, and help you meet transaction screening and Travel Rule requirements.

Compliance first

We comply with data protection laws, have a pending registration with FinCEN as a Money Services Business, and help you meet transaction screening and Travel Rule requirements.

Compliance first

We comply with data protection laws, have a pending registration with FinCEN as a Money Services Business, and help you meet transaction screening and Travel Rule requirements.

USE CASES

Discover how global businesses leverage Lumx today

Global businesses use our infrastructure to improve their cross-border operations and offer new products to their customers.

Payment service providers

Banks and fintechs

FX brokers

Settle merchants and partners in minutes

Speed up global settlements with stablecoins, backed by rigorous compliance and support.

Settle in fiat up to 5X faster

Speed up fiat settlements across borders with stablecoin on and off-ramp. Up to 5x faster compared to traditional systems like Swift.

Simplified cross-border flows

Settle merchants and partners in stablecoins in minutes, with predictable settlement and visibility over the entire payments flow.

Request a demo

Payment service providers

Banks and fintechs

FX brokers

Settle merchants and partners in minutes

Speed up global settlements with stablecoins, backed by rigorous compliance and support.

Settle in fiat up to 5X faster

Speed up fiat settlements across borders with stablecoin on and off-ramp. Up to 5x faster compared to traditional systems like Swift.

Simplified cross-border flows

Settle merchants and partners in stablecoins in minutes, with predictable settlement and visibility over the entire payments flow.

Request a demo

PSPs

Banks

FX brokers

Settle merchants and partners in minutes

Speed up global settlements with stablecoins, backed by rigorous compliance and support.

Settle in fiat up to 5X faster

Speed up fiat settlements across borders with stablecoin on and off-ramp. Up to 5x faster compared to traditional systems like Swift.

Simplified cross-border flows

Settle merchants and partners in stablecoins in minutes, with predictable settlement and visibility over the entire payments flow.

Request a demo

CUSTOMIZED COMPLIANCE

Own your customer relationships

You know your customers better than we, or any other platform, could. We work with you to design a compliance program specific to your business rather than take a one-size-fits-all approach.

Control risk profiles

Take the reins on which risk profiles you want to support.

Control risk profiles

Take the reins on which risk profiles you want to support.

Control risk profiles

Take the reins on which risk profiles you want to support.

Tailored onboarding

KYC/KYB requirements that fit your customers and business.

Tailored onboarding

KYC/KYB requirements that fit your customers and business.

Tailored onboarding

KYC/KYB requirements that fit your customers and business.

Transaction monitoring

Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.

Transaction monitoring

Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.

Transaction monitoring

Leverage our pre-built solutions or run your transaction monitoring and Travel Rule programs in-house.

Efficient tooling

Simple workflows that will help your compliance officer breeze through monthly reporting.

Efficient tooling

Simple workflows that will help your compliance officer breeze through monthly reporting.

Efficient tooling

Simple workflows that will help your compliance officer breeze through monthly reporting.

MANAGEMENT TOOLS

Easily manage your operations

A new control center for productivity and management. Lumx gets everyone in your organization what they need without friction.

Dashboard

Manage and support your product with an intuitive, straightforward dashboard.

Gross volume (USD)

$143,827.12

Gross volume (USD)

$143,827.12

Ledger

Our APIs provide full visibility into all funds movements and detailed tracking of activity.

Collaboration

Invite your team to your Lumx account and collaborate on maximizing your product's performance.

User

Role

john@acme.com

Admin

paul@acme.com

evelyn@acme.com

alex@acme.com

Member

Member

Member

User

Role

john@acme.com

Admin

paul@acme.com

evelyn@acme.com

alex@acme.com

Member

Member

Member

Notifications & Webhooks

Power your experience and customer communications with event subscriptions.

Invoice #31

Account

0x176F...219C

Bank

Nvio

Transfer amount

1,824 USDC

Total received

10589,78 BRL

Payment Approved

Invoice #31

Account

0x176F...219C

Bank

Nvio

Transfer amount

1,824 USDC

Total received

10589,78 BRL

Payment Approved

const options = {
method: 'POST',
headers: {
Authorization: ''
}
};

fetch('https://protocol-sandbox.lumx.io/v2/wallets', options)
.then(response => response.json())

.then(response => console.log(response)) .catch(err => console.error(err));

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MADE FOR DEVELOPERS

Go to market faster with friendly APIs.

Our APIs are designed to be intuitive, secure, and versatile, supporting a wide range of financial operations. Focus on growing your business while we handle smart contract audits, orchestration, and all the technical, operational, and compliance upkeep.

Start now

const options = {
method: 'POST',
headers: {
Authorization: ''
}
};

fetch('https://protocol-sandbox.lumx.io/v2/wallets', options)
.then(response => response.json())

.then(response => console.log(response)) .catch(err => console.error(err));

1

2

3

4

5

6

7

8

9

10

11

12

MADE FOR DEVELOPERS

Go to market faster with friendly APIs.

Our APIs are designed to be intuitive, secure, and versatile, supporting a wide range of financial operations. Focus on growing your business while we handle smart contract audits, orchestration, and all the technical, operational, and compliance upkeep.

Start now

const options = {
method: 'POST',
headers: {
Authorization: ''
}
};

fetch('https://protocol-sandbox.lumx.io/v2/wallets', options)
.then(response => response.json())

.then(response => console.log(response)) .catch(err => console.error(err));

1

2

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5

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10

11

12

MADE FOR DEVELOPERS

Go to market faster with friendly APIs.

Our APIs are designed to be intuitive, secure, and versatile, supporting a wide range of financial operations. Focus on growing your business while we handle smart contract audits, orchestration, and all the technical, operational, and compliance upkeep.

Start now

SUPPORT

FAQ

Commonly asked questions. Can’t find the answer you’re looking for? Please get in touch.

How much does Lumx cost?

We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

How much does Lumx cost?

We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

How much does Lumx cost?

We charge fees for using our services and our pricing tiers are based on payment volumes. Our aim is to operate with fair and transparent margins and to help you succeed financially. Please get in touch with our team to receive a bespoke pricing proposal.

What can I do with Lumx's solutions?

What can I do with Lumx's solutions?

What can I do with Lumx's solutions?

Who is Lumx for?

Who is Lumx for?

Who is Lumx for?

Is it easy to integrate with Lumx?

Is it easy to integrate with Lumx?

Is it easy to integrate with Lumx?

Is Lumx audited?

Is Lumx audited?

Is Lumx audited?

Can I integrate Lumx with my existing flow of funds?

Can I integrate Lumx with my existing flow of funds?

Can I integrate Lumx with my existing flow of funds?

Blockchain

Blockchain

Blockchain

Unifying banking and blockchain

Integrate global payments with stability, security, and speed, connecting the best of banking systems and stablecoins. Send, receive, store and convert fiat and stablecoins at internet speed.

Request a demo

Request a demo

Request a demo